Instant Quick Capital

Quick business funding and merchant cash advances to fuel your growth.

Your Business, Funded Instantly.

Access the capital you need to grow your business, whether you're expanding operations, purchasing new equipment, or managing daily cash flow. Our process is simple, fast, and transparent.

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Our Service: Merchant Cash Advance

A Merchant Cash Advance is a flexible funding option that provides you with a lump sum of capital in exchange for a percentage of your future sales. It's a quick, convenient, and credit-score-independent way to get the money you need.

How It Works

1.

Apply Online

Fill out our simple application form with your business details and funding needs. The process takes just a few minutes.

2.

Get Approved

Our team will review your application and bank statements to determine your eligibility. We work quickly to give you a decision in as little as 24 hours.

3.

Get Funded

Once approved, the funds are wired directly to your business bank account, allowing you to put the money to work right away.

Our Qualification Requirements

  • Minimum 1 year in business
  • Minimum $100,000 in annual revenue
  • 3 months of bank statements required for review

What Our Clients Say

"The process was incredibly fast and easy. Instant Quick Capital helped us get the funds we needed to expand our restaurant without any of the usual bank hassle."

- Sarah J., Restaurant Owner

"I was skeptical at first, but the team was transparent and professional. We received the capital in less than 48 hours to manage our seasonal inventory."

- Mark D., E-commerce Retailer

"As a startup, getting a traditional loan was impossible. Instant Quick Capital gave us the boost we needed to cover marketing costs and grow our customer base."

- Jessica L., Tech Startup Founder

"Our construction business needed a new piece of heavy machinery. Instant Quick Capital's solution was flexible and helped us get back to work quickly."

- Carlos M., Construction Company

"We needed to bridge a cash flow gap during an expansion. The team was supportive, and the funds arrived exactly when we needed them to."

- Emily R., Health & Wellness Business

"The simple application process was a huge relief. We've used Instant Quick Capital twice now and will continue to do so for all our funding needs."

- Brian K., Logistics Provider

Pre-Approval Calculator

Enter your estimated monthly revenue to get a quick estimate of your pre-approval amount. This is an estimate and not a guarantee of funding.

Business Insights & Blog

5 Smart Ways a Merchant Cash Advance Can Fuel Your Business Growth

Running a business in today's market is a constant balancing act. You have great ideas, a growing customer base, and the drive to succeed, but often, the biggest hurdle is access to fast, flexible capital. That's where a **Merchant Cash Advance** can be a game-changer.

Unlike traditional loans, an MCA isn't just for emergencies. It's a powerful tool you can use strategically to drive growth. Here are five smart ways to use an MCA to take your business to the next level.

1. Upgrade Your Equipment and Technology

Whether you’re in construction, retail, or a medical practice, having up-to-date equipment is crucial for efficiency and customer satisfaction. The cash from an MCA can be used to acquire new machinery, better point-of-sale systems, or advanced software without a lengthy approval process. This allows you to improve your service and increase your output immediately.

2. Launch a New Marketing or Advertising Campaign

To grow, you have to reach new customers. A sudden influx of capital can give you the boost you need to launch a targeted marketing campaign. This could be anything from a digital advertising blitz to a local print and radio campaign. By investing in marketing, you can generate new leads, attract a wider audience, and ultimately, increase your revenue.

3. Build and Manage Your Inventory

Don't let a sudden surge in demand catch you unprepared. Use a merchant cash advance to purchase a larger volume of inventory at a discount. You can also use it to manage your cash flow during seasonal slumps, ensuring you have enough stock to meet customer needs without straining your daily operations.

4. Hire and Train Key Staff

Your team is your greatest asset. If you need to expand your workforce to handle increased business or hire a specialist to fill a critical role, a cash advance can provide the funds to do so. This allows you to scale your business by building a stronger, more capable team without waiting for a traditional bank loan.

5. Expand or Renovate Your Business Space

Ready to open a second location or give your current one a fresh new look? An MCA can be used for renovations, lease deposits, or expansion costs. This type of funding is perfect for capitalizing on an opportunity to grow your physical footprint and attract more foot traffic.

Ready to put your growth plans into action? Fill out our simple application today to get started.

Apply Now

MCA vs. Traditional Bank Loan: Which is Right for Your Business?

When your business needs capital, you're faced with many options. Two of the most common are a Merchant Cash Advance (MCA) and a traditional bank loan. While both provide funding, they work in very different ways. Understanding these differences can help you choose the right path for your business needs.

Speed and Accessibility

The primary advantage of an **MCA** is speed. The approval process is quick, often taking just 24-48 hours, and the funds can be in your account within days. This is ideal for time-sensitive opportunities or urgent expenses. A **traditional bank loan**, on the other hand, involves a much longer, more rigorous application process, often taking weeks or even months to get approved.

Credit Requirements

MCAs are more forgiving on credit. They primarily focus on your business's revenue and future sales, making them accessible to businesses with less-than-perfect credit scores. **Bank loans** are heavily dependent on your personal and business credit history, often requiring a high score to even be considered.

Repayment Structure

With an **MCA**, repayment is flexible. A small, fixed percentage of your daily credit or debit card sales is remitted until the advance is paid off. This means you pay more when your sales are high and less when they are low. **Bank loans** have a fixed monthly payment, which can strain cash flow during slow months.

Collateral and Security

Unlike a traditional loan, an **MCA** is not a loan and therefore doesn't require collateral. This means you won't have to put up business assets or personal property as security. **Bank loans** almost always require collateral, which puts your assets at risk if you default on the loan.

If you're looking for fast, flexible, and credit-score-independent funding, a Merchant Cash Advance might be the perfect solution. Fill out our application to see if you qualify!

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